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Does Quality Car Insurance Customer Service Exist? Most people are familiar with plans but building contents insurance plans are often overlooked by both homeowners as well as home-renters. So who really needs these kinds of policies and are you looking to buy the two buildings insurance as well as the contents insurance? In this article, you'll be able to discover the answers. The next thing you need to understand would be that the items as part of your home make up a good portion you will ever have, and with that being the situation you need to replace them quickly in the case of disaster or maybe a home invasion. If you have the right insurance, then you won't worry about replacing any items. The policies for building and contents insurance start at HO-1 and go through HO-8. Of course, simply to make it interesting, there is absolutely no HO-7. HO-1, HO-2, HO-3, HO-5 and HO-8 are traditional coverage for homeowners. HO-1 will give you only coverage against fire and lightening damage when you have a theft, you're out of luck. HO-2 policies expand the coverage. These are broad building and contents insurance coverage. 1. Always stop at the scene If you have had a major accident containing damaged your car, another car, or property, stay at the scene until all relevant data is recorded. Ensure you not just record the opposite person's full name, drivers license number, address and phone number, but also the information on the accident. Take the time to write down your personal account of the happened, at the earliest opportunity are the accident, therefore the details remain clear to you personally. There is new insurance technology out that provides an even more in-depth car insurance quotation process. It's an automated process that features a few more questions on you, yourself as well as your view link (view source) home contents insurance driving habits. Thanks to the speed of the technology, it is possible to still get an insurance quote online in practically little time, even if you will be answering a few more questions regarding yourself.